Reverse Mortgage Regulations


The following section contains links to FHA mortgagee letters, the Code of Federal Regulations, and the HUD HECM Handbook, so that you are kept informed of the rules governing the HECM and Fannie Mae Home Keeper programs.


HUD


HUD Offers Guidance on Fixed Rate HECMs April 2, 2008

HUD published Mortgagee Letter 2008-8 today, providing guidance to lenders that wish to offer HECMs with a fixed interest rate.


HUD Issues Interim Rule in HECMs January 9, 2008

The U.S. Department of Housing and Urban Development published an “interim” rule in the Federal Register this morning that makes two technical changes to the HECM program.


HUD Mortgagee Letter Clarifies Use of LIBOR October 15, 2007

On October 12, 2007, the FHA issued Mortgagee Letter 2007-12 providing clarification to the previously published rule that lenders may now use LIBOR as an index option with HECM loans. The Mortgagee Letter is effective immediately.


HECM Counseling-Borrower Signatures September 12, 2007

As a service to our members, NRMLA is alerting you to an issue with HECM counseling.

 

Other


"Do Not Call" Compliance for the Reverse Mortgage Industry July 27, 2007

Consumer privacy is a very hot topic—and as marketing people we all must be aware of the consumer’s right to privacy.


HMDA and Reverse Mortgages May 15, 2007

Earlier this week, the Federal Financial Institutions Examination Council announced that it recently updated its "Frequently Asked Questions" on Home Mortgage Disclosure Act reporting as to reverse mortgages.


All materials copyrighted © 2008 National Reverse Mortgage Lenders Association.